Talley Baratka provides financial analysis and coaching for SmartHER clients, helping women understand the financial implications of divorce and widowhood so they can make informed decisions with confidence. She specializes in organizing complex financial information into clear, practical strategies, guiding clients through income and expense analysis, asset division, cash flow planning, and long-term financial scenarios.

With more than 25 years of professional experience spanning business, communications, real estate, and financial coaching, Talley brings both analytical thinking and a collaborative approach to every client relationship. She enjoys helping clients move beyond the numbers to understand how today’s decisions will shape their financial future. Whether evaluating settlement options, planning for housing, or preparing for life after divorce or widowhood, Talley is passionate about making complex financial concepts understandable and actionable.

Talley’s compassion is rooted not only in her professional work but also in her personal experiences. Having walked alongside her mother through significant financial transitions and serving as the guardian for her adult brother with disabilities, she understands that financial decisions are often intertwined with life’s most emotional moments. Those experiences have shaped her belief that every client deserves patience, encouragement, and a trusted guide during times of uncertainty.

Known for her warmth, optimism, and ability to connect with people, Talley believes that financial planning doesn’t have to feel intimidating. Working alongside the SmartHER team, she is committed to helping women gain clarity, build confidence, and create a financial path that supports the life they envision after divorce.